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Barclays PLC

Barclays PLC is a credit card issuer with 26,244 consumer complaints recorded in the CFPB Consumer Complaint Database. The company has responded to 100% of complaints in a timely manner. Complaint volume alone does not indicate the quality of a company's products or services, as larger companies with more customers typically receive more complaints in absolute terms. (Source: CFPB Consumer Complaint Database)

Total CFPB Complaints

26,291

Timely Response Rate

100%

Company Type

Card Issuer

What Consumers Experience

The most common complaint categories for Barclays PLC are "Problem with a purchase shown on your statement", "Incorrect information on your report", "Improper use of your report". These patterns suggest that consumers interacting with Barclays PLC may encounter challenges in these areas more frequently than others. It is worth noting that complaint categories reflect what consumers report, and the resolution rate may differ from the complaint rate. (Source: CFPB Consumer Complaint Database)

Complaint Category Breakdown

Problem with a purchase shown on your statement29%
Incorrect information on your report28%
Improper use of your report17%
Took or threatened to take negative or legal action15%
Other features, terms, or problems11%
Problem with a purchase shown on your statement19
Incorrect information on your report18
Improper use of your report11
Took or threatened to take negative or legal action10
Other features, terms, or problems7

How Barclays PLC Compares

Among tracked credit card issuers, Barclays PLC has 26,244 total complaints compared to Bank of America (175,077) and Wells Fargo & Company (164,349). Barclays PLC's timely response rate of 100% is at or above the peer average of 100%. These raw totals may not reflect differences in company size or customer base. A fair comparison typically requires normalizing by estimated customer count or business volume, which is not publicly available for all companies. (Source: CFPB Consumer Complaint Database)

What to Know Before Working with Barclays PLC

Before applying for or managing a credit card with Barclays PLC, review the card's terms carefully, including APR, fees, and billing practices. Common complaint themes with card issuers generally involve billing disputes, interest rate changes, and fee assessments. If you experience an issue, contact Barclays PLC's customer service first. If that does not resolve the matter, the CFPB accepts complaints about credit card companies. (Source: CFPB Consumer Tools)

How Barclays PLC Compares

Barclays PLC

100%

Timely Response Rate

Industry Average

100%

Across 9 card issuers

Timely response rate measures how often a company responds to CFPB complaints within 15 days. Source: CFPB.

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Data Limitations

CFPB complaint data represents complaints submitted by consumers and does not include all customer experiences. A complaint does not necessarily indicate wrongdoing by the company. Companies with larger customer bases typically receive more complaints in absolute terms. The CFPB does not verify all facts alleged in complaints. Company responses are self-reported. For the most current information, visit the CFPB Consumer Complaint Database directly. (Source: CFPB)

Data Sources

Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database CFPB Consumer Tools (consumerfinance.gov/consumer-tools)

Credit Factor is not a credit repair company, lender, or financial advisor. All content on this site is for educational purposes only and does not constitute financial, legal, or professional advice. Results vary based on individual credit history and the scoring model used. Consult a qualified financial professional for personalized advice.