Budget & saving tips

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Life, money and budget

Saving money is something we all know we should do, but actually doing it can be quite another story. Finding the money to save after the bills have been paid can be quite a challenge, and all too many of us put off creating a rainy day fund until long after the flood has started. Fortunately there are some time tested tricks even the most cash strapped worker can use to put money aside and get off to a good start. By making saving a regular habit consumers can save for a rainy day without impacting their day to day lives.

Set Your Priorities

Prioritizing your bills is an important part of your saving and budgeting process. It is important to know which bills should be paid first, and which ones can wait a little while. Prioritizing your bills according to which ones will have the biggest impact on your credit score ??and your life ??can be a good strategy. And by gathering all your bills together and sorting through them in this manner you may also be able to discover some unneeded expenses you can shed.
Prioritize your bills
If you prioritize your bills and pay them in the order of importance, you should experience fewer difficulties in the financial aspect of your life. Learn what bills should be highest on your list and simplify your debt.

Sticking to Your Budget No Matter What

A shocking percentage of adults, even those with families to support, do not have any kind of budget plan in place. That is a real shame, because creating a realistic individual or family budget is the foundation of all financial planning. Until you get a handle on how much money is coming in every month and how much is going out you will be doomed to living a paycheck to paycheck existence, unable to put money aside or even to pay all the bills you owe on time. So if you have been putting off creating a budget stop procrastinating and start planning.
5 Steps to stick to your budget
Whether you are saving for retirement, trying to break the credit card habit, or just trying to make ends meet, creating a budget is essential to financial security.
Saving Money on Your Electric Bill
For many households the electric bill is second in size only to the monthly mortgage payment. . With so much money being spent on power it only makes sense to look for ways to save whenever and wherever you can. From unplugging unused televisions and computers to purchasing new energy efficient appliances there are plenty of ways for homeowners and renters to save money on the monthly electricity bill. By implementing even a few of these tips you can save yourself hundreds or even thousands of dollars a year.
Ten inexpensive ways to save money on your electric bill
For a few months of the year electric bills are as extreme as the temperatures outside. The rest of the year an electric bill is simply painful to open.
Money Saving Tips for Those With No Money
If you find yourself running out of money before you run out of month you are definitely not alone. Consumes these days are staggering under an enormous load of personal debt, and many workers find themselves unable to break free of the paycheck to paycheck lifestyle. When a disruption like the loss of a job or an unexpected expense crops up many consumers are left scrambling and wondering what to do. Fortunately there are some time tested tricks even the lowest paid workers can use to set aside money for a rainy day.
Debt Prioritization: Too little money for too much debt
Debt Prioritization: Too Little Money for Too Much Debt, guide through the best processes to free-up credit card, mortgage and auto debts though the process of creditor negotiation and refinance options.
Budget & saving tips
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